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Washington: Financial Discrimination and Insurance Mandate Introduced

Monday, January 27, 2025

Washington: Financial Discrimination and Insurance Mandate Introduced

Washington anti-gun legislators continue their attack on law-abiding gun owners by introducing legislation to move the goal posts on lawful gun ownership. Last week, House Bill 1504 was introduced, requiring gun owners prove they are "financially responsible" to own firearms by maintaining liability insurance or face civil penalties. This misguided legislation amounts to an ongoing tax to exercise your inherent right to self-defense. 

Please contact your legislators NOW by using the TAKE ACTION button below, and urge them to OPPOSE this discriminatory bill!

HB 1504 requires individuals to prove they are "financially responsible" by obtaining and maintaining liability insurance or a bond before purchasing or possessing a firearm. The legislation lays out the coverage amounts, requiring at least $25,000 in coverage per incident of “accidental discharge causing death, injury or property damage,” and gun ranges to carry $1 million of general liability insurance. Individuals can "self-insure" but must carry $25,000 in coverage for each firearm. Excluding ordinary citizens and limiting this basic constitutional right to only the wealthiest Washingtonians. Failure to comply with this mandate amounts to a Class 1 civil infraction and monetary fines. 

The glaring gap of this legislation is the fact that criminals will not comply with the mandate, nor could their illegal acts ever be covered under any insurance policy. 

Please stay tuned to the NRA-ILA website and your inbox for further updates as this legislative session progresses.

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NRA ILA

Established in 1975, the Institute for Legislative Action (ILA) is the "lobbying" arm of the National Rifle Association of America. ILA is responsible for preserving the right of all law-abiding individuals in the legislative, political, and legal arenas, to purchase, possess and use firearms for legitimate purposes as guaranteed by the Second Amendment to the U.S. Constitution.