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Tennessee: Gun Owner Credit Card Data Privacy Bill to be Heard in House Subcommittee Tuesday - Take Action Now!

Friday, February 23, 2024

Tennessee: Gun Owner Credit Card Data Privacy Bill to be Heard in House Subcommittee Tuesday - Take Action Now!

Tuesday, February 27th, at 1:30 PM, House Bill 2762, introduced by Representative Rusty Grills (R-HD77), will be heard in the House Banking & Consumer Affairs Subcommittee. This legislation would prohibit the use of merchant category codes by payment processors to identify firearms, firearm accessories, and ammunition purchases. Please use the button below to contact subcommittee members and urge them to SUPPORT HB 2762!

In the Fall of 2022, the International Organization for Standardization (ISO) approved a Merchant Category Code (MCC) for firearm retailers. MCCs are used by payment processors (like Visa and Mastercard) and other financial services companies to categorize transactions. MCCs enable payment processors and banks to identify, monitor, and collect data on certain types of transactions. Before the ISO decision, firearm retailers fell under the MCC for sporting goods stores or miscellaneous retail.

Collecting firearm retailer financial transaction data amounts to surveillance and registration of law-abiding gun owners. Those promoting this scheme are in favor of firearm and gun owner registrations. Therefore, it should be assumed that the goal of this program is to share all collected firearm retailer MCC data with government authorities and potentially private third parties that may include gun control organizations and anti-gun researchers.

Again, please contact subcommittee members and urge them to SUPPORT HB 2762!


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Established in 1975, the Institute for Legislative Action (ILA) is the "lobbying" arm of the National Rifle Association of America. ILA is responsible for preserving the right of all law-abiding individuals in the legislative, political, and legal arenas, to purchase, possess and use firearms for legitimate purposes as guaranteed by the Second Amendment to the U.S. Constitution.