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North Carolina: Second Amendment Financial Privacy Bill Passes House

Wednesday, April 30, 2025

North Carolina: Second Amendment Financial Privacy Bill Passes House

Yesterday, the Second Amendment Financial Privacy Act, House Bill 38 (H38), passed the House of Representatives with bipartisan support. H38 was sent to the Senate for further consideration.

H38 prohibits the use of firearm and ammunition-specific Merchant Category Codes, which could be used to track firearm and ammunition purchases and create a registry of lawful gun and ammunition buyers. Further, it includes an enforcement mechanism that allows the North Carolina Attorney General to pursue legal remedies against entities that violate these provisions. This is an important protection for gun owners, protecting private purchasing data from abuse by third parties. Twenty states have adopted similar legislation. For more information, click here.

Collecting firearm retailer financial transaction data amounts to surveillance and registration of law-abiding gun owners. Those promoting this scheme are in favor of firearm and gun owner registrations. Therefore, it should be assumed that the goal of this program is to share all collected firearm retailer MCC data with government authorities and potentially private third parties that may include gun control organizations and anti-gun researchers. 

Thank you to everyone who reached out to committee members and their state Representative in support of H38. Please stay tuned to www.nraila.org and your inbox for further updates on H38 as it progresses through the North Carolina General Assembly.

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Established in 1975, the Institute for Legislative Action (ILA) is the "lobbying" arm of the National Rifle Association of America. ILA is responsible for preserving the right of all law-abiding individuals in the legislative, political, and legal arenas, to purchase, possess and use firearms for legitimate purposes as guaranteed by the Second Amendment to the U.S. Constitution.