Explore The NRA Universe Of Websites

Legislation Introduced to Block Credit Card Gun Registry

Wednesday, February 12, 2025

Legislation Introduced to Block Credit Card Gun Registry

U.S. Representatives Riley Moore (R-WV-02), Richard Hudson (R-NC-09), and Andy Barr (R-KY-06) have introduced H.R. 1181, the Protecting Privacy in Purchases Act. This crucial legislation would prohibit credit card companies from tracking constitutionally protected purchases like firearms and ammunition.

This privacy protection bill is important for law-abiding gun owners everywhere, and NRA-ILA has written extensively on the issue. In 2022, the International Organization for Standardization (ISO) approved a new Merchant Category Code (MCC) for firearm retailers. The ISO is a European non-governmental organization that is used to standardize commercial practices across the globe. This change by the ISO was prompted by requests from Amalgamated Bank, a notoriously anti-gun financial institution that intends to use this new code to “report suspicious activity and illegal gun sales to authorities,” while leaving those terms intentionally nebulous.

A new MCC for firearms related transactions could lead to a backdoor registry of gun owners which could then be accessed by the federal government and possibly even third-party groups like gun control advocates. This effort to create a privatized directory of gun owners is especially egregious because the federal government itself is statutorily prohibited from creating a firearm registry. Gun grabbing corporations and organizations are pushing this approach because they have failed to achieve their despotic results through the legislative process.

At least 16 states have already taken it upon themselves to ban credit card companies from utilizing this MCC, and this bill would extend these privacy protections nationwide. And through the tireless work by these state legislatures and Attorneys General, the major credit card companies paused the implementation of this new MCC in 2023. NRA-ILA has supported efforts by the states to protect the privacy of law-abiding citizens and is proud to support the expansion of these protections at the federal level. This bill would ensure that credit card companies cannot backtrack on their decision to stop the roll-out of the new MCC through a change in political winds or renewed pressure from anti-gun groups. “The implementation of Merchant Category Codes to surveil lawful purchases is nothing more than an ill-conceived attempt to create a de facto national firearms registry,” said John Commerford, Executive Director of NRA-ILA. “On behalf of millions of NRA members and gun owners nationwide, we thank Representatives Moore, Hudson, and Barr for protecting our Second Amendment rights and our privacy.”

Speaking on his legislation, Representative Moore has said, “I’ve spent the better part of my short career in public service fighting financial institutions that push a political agenda. Let me be clear: any attempt to collect data on Americans simply exercising their God-given rights is wrong, and I won’t stand for it. We’ve seen how the Biden Administration pressured financial institutions to hand over data on their customers, and the possibility of a private database on gun owners falling into the hands of a future anti-gun administration is unacceptable.”

Representative Hudson, speaking on the bill said, “The American people are fed up with gun grabbing liberals’ attempts to encroach on their Constitutionally protected rights. I am proud to join Congressman Moore in introducing legislation to protect the freedom and privacy of law-abiding gun owners like you.”

Representative Barr said, “In America, the right to privacy and the right to keep and bear arms are fundamental. We must ensure that law-abiding citizens can make purchases without fear of unwarranted tracking or political discrimination. This legislation is about upholding our constitutional freedoms and preventing the misuse of financial data to target individuals exercising their Second Amendment rights.”

Representatives Moore, Hudson, and Barr introduced this bill with 24 of their Republican colleagues as original cosponsors. Your NRA-ILA will continue to update you as this important legislation works its way through the legislative process.

TRENDING NOW
DOJ Withdraws Appeal in Challenge to Post Office Firearms Ban

News  

Monday, July 27, 2026

DOJ Withdraws Appeal in Challenge to Post Office Firearms Ban

Another significant victory has emerged in the ongoing effort to roll back unconstitutional restrictions on the right to bear arms in places that millions of law-abiding Americans visit every day in every state in towns ...

Let My Cans Go: Trump Administration Adds Sound Suppressors to Export Reform

News  

Monday, July 27, 2026

Let My Cans Go: Trump Administration Adds Sound Suppressors to Export Reform

Eight years ago, NRA filed comments in support of the Trump Administration’s plan to reform exports of firearms and ammunition – as well as their parts, components, and accessories. 

“Hell, No!” to Beto 2.0

News  

Monday, July 27, 2026

“Hell, No!” to Beto 2.0

Remember “Beto” O’Rourke and his runs for political office, hellbent on gun control?  

“Property Rights” Critique of Wolford Misleads on Facts and Law

News  

Tuesday, July 21, 2026

“Property Rights” Critique of Wolford Misleads on Facts and Law

On June 25, the U.S. Supreme Court decided Wolford v. Lopez. The case involved a Hawaii law that presumptively banned carry permit holders from carrying their arms onto publicly accessible private property, unless the carrier ...

New Hampshire: Governor Ayotte Signs Pro-Gun Reforms Into Law

Tuesday, July 21, 2026

New Hampshire: Governor Ayotte Signs Pro-Gun Reforms Into Law

On July 15, Governor Kelly Ayotte signed two pro-gun bills into law. 

En Banc Third Circuit Strikes Down New Jersey’s “Assault Firearm” and “Large Capacity Magazine” Bans in NRA Case

Friday, July 17, 2026

En Banc Third Circuit Strikes Down New Jersey’s “Assault Firearm” and “Large Capacity Magazine” Bans in NRA Case

In a landmark victory for the Second Amendment and the National Rifle Association, the U.S. Court of Appeals for the Third Circuit today held that New Jersey’s bans on commonly owned semiautomatic rifles and magazines ...

NRA Files Amicus Brief in Case Challenging Maryland’s Refusal to Recognize Out-of-State Carry Permits

Friday, July 24, 2026

NRA Files Amicus Brief in Case Challenging Maryland’s Refusal to Recognize Out-of-State Carry Permits

The National Rifle Association joined the Second Amendment Foundation, Maryland Shall Issue, California Rifle & Pistol Association, Minnesota Gun Owners Caucus, Second Amendment Law Center, Citizens Committee for the Right to Keep and Bear Arms, ...

Happy Trails: NRA Submits Comment on ATF’s FOPA Transportation Rulemaking

News  

Tuesday, July 21, 2026

Happy Trails: NRA Submits Comment on ATF’s FOPA Transportation Rulemaking

Since the U.S. Congress enacted the Firearm Owners’ Protection Act of 1986, an American has enjoyed the right to travel with firearms “from any place where he may lawfully possess and carry such firearm to ...

Grassroots Spotlight: NRA 2A Day at Target Center, San Juan, Puerto Rico

Take Action  

Monday, July 27, 2026

Grassroots Spotlight: NRA 2A Day at Target Center, San Juan, Puerto Rico

NRA–ILA FrontLines activist Carmen Fontanez, held her most recent “NRA 2A Day” event in Puerto Rico, at Target Center in San Juan. 

Lott Op-Ed Lends Additional Support to National Right-to-Carry Effort

News  

Tuesday, July 21, 2026

Lott Op-Ed Lends Additional Support to National Right-to-Carry Effort

National Right-to-Carry Reciprocity has been a popular topic lately.  President Donald Trump brought it up during an appearance at a Mack Trucks facility in Macungie, Pa., on June 23, proclaiming, “National Right-to-Carry, we’re working on it.” 

MORE TRENDING +
LESS TRENDING -

More Like This From Around The NRA

NRA ILA

Established in 1975, the Institute for Legislative Action (ILA) is the "lobbying" arm of the National Rifle Association of America. ILA is responsible for preserving the right of all law-abiding individuals in the legislative, political, and legal arenas, to purchase, possess and use firearms for legitimate purposes as guaranteed by the Second Amendment to the U.S. Constitution.